The US without Health Insurance – Kaiser Commission study
The US without Health Insurance 2017: During crucial recession period of 2008 and 2009, about 8 million Americans were reported without health insurance. According to the study of Kaiser, there were about 75% people who were non-elderly uninsured for more than one year and 56% Americans were without insurance for more than three years. Here we will discuss on the percent of the population without health insurance in the USA.
Primarily, health is obtained from employers and that’s why, when people lose or change their job, they also lost their health insurance coverage. There are only 5% younger than 65 years people, who are insured with private policies purchased directly from the market. But these nongroup policies are more expensive and less comprehensive. Their premium will be high or include more conditions and less coverage.
The Kaiser study found that “barriers the uninsured face in getting the care that they need means they are less likely to receive preventive care, are more likely to be hospitalized for conditions that could have been prevented and are more likely to die in the hospital than those with insurance.”
How many uninsured in the US
Adults are more likely to be uninsured than children, Kaiser found. “Adults were making up 70% of the none elderly population, but more than 80% of the uninsured,” are according to Kaiser’s study. Young adults have the highest uninsured rate — 30% — for any group. That’s because the median income for uninsured young adults in 2008 was $15,000, so they were less likely to be able to afford insurance. The uninsured also tend to have less education. About 62% of the nonelderly uninsured adults have no education beyond high school, so they can’t get higher-skilled jobs that are more likely to provide insurance.
Minorities are more likely to be uninsured than whites, Kaiser also found. About one-third of Hispanics and 21% of African-Americans are uninsured, while just 13% of whites are uninsured. Even within those firms that offered health insurance, only 79% of their employees qualified for coverage. That’s because, in most companies, part-time workers don’t qualify for the benefit. Also, some employees who do qualify can’t afford the employee share of the premium.
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